Trouble with paying up front, is that you could rack up more usage than what is allocated in your cap option, thus making a more expensive bill. You can't be billed for something that they don't know the price for.
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Desktop: Early 2008 20" iMac (2.4GHz, 4GB RAM)
Laptop: Mid 2009 13" Macbook Pro (2.23GHz, 2GB RAM)
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