I've got an iPhone with Virgin's Free to V Cap $70 plan (Australia), so I get $520 monthly included credit. Am I correct in thinking that:

- International texts cost 35c each to text to someone in Japan, as it says on the site?

- If I were to text someone in Japan, that 35c would come out of my $520 credit?

-if I went over the $520 in that month, would my phone service get stopped for that month immediately, or would it let me keep texting and charge me ridiculous rates?

Thanks in advance.

All included. If you go over your cap, you'll carry on getting charged at 35 cents per text. The only time they'll charge you at ridiculous rates is if you some how manage to go over your 1Gb of data.

Gotta love the $520 cap though. I spent nearly two hours on the phone the UK yesterday and clocked up around $180. Still got about $250 left for the month. Ok it would have cost me $12 on my landline but there's no other way to spend $520. Most of my calls and texts are to Virgin anyway which are all free.